Ratings, pros, cons, and comparisons for New Zealand's leading insurance providers. Updated for 2026.
How NZ customers rate 10 car insurance providers.
How NZ customers rate 10 house insurance providers.
How NZ customers rate 12 life insurance providers.
How NZ customers rate 7 pet insurance providers.
How NZ customers rate 7 travel insurance providers.
How NZ customers rate 5 funeral insurance providers.
Digital-first NZ insurance brand offering car, pet, house and contents insurance at competitive prices.
Review liveOne of NZ's largest insurers, offering car, home, contents, travel, and life cover.
Review livePart of the IAG group. Offers car, home, contents, landlord, and small business insurance.
Review liveIAG-owned insurer covering car, home, contents, boat, and travel insurance.
Review liveTrade Me's insurance arm, underwritten by Tower. House, car, contents and boat cover with WriteMark plain-language wording.
Review liveDigital-first house, contents and landlord cover underwritten by IAG. 4.8/5 from 5,870+ customer reviews.
Review liveNZ-owned insurer with risk-based pricing for car, home, contents, and business cover.
Review liveSuncorp-owned commercial and personal insurer operating across NZ.
Review liveCommercial and personal insurance from IAG, sold through brokers.
Review liveMutual insurer specialising in rural, farming, and lifestyle property cover.
Review liveMutual insurer for professionals, offering car, home, contents, and life insurance.
Review liveGlobal insurer offering travel, business, and specialty insurance in NZ.
Review liveGlobal specialty insurer covering personal, commercial, and high-value assets.
Review liveAustralian-based insurer offering commercial and personal lines in NZ.
Review liveNZ-owned provider of life, income protection, and funeral cover.
Review liveOver 160 years in NZ. Farm, lifestyle block, home, contents, and life insurance.
Review liveSpecialist vehicle insurer covering cars, motorcycles, motorhomes, and classic vehicles.
Review liveSpecialist motorhome, caravan, and campervan insurer partnered with the NZMCA.
Review liveNZ's largest health insurer, covering medical, surgical, dental, and optical.
Review liveLife, health, and income protection insurance from one of Asia's largest insurers.
Review liveAustralian-owned health and life insurer with growing NZ presence.
Review liveLife and health insurer owned by Dai-ichi Life, known for comprehensive cover options.
Review liveAdviser-distributed life insurer, part of the Nippon Life-owned Acenda Group, offering life, trauma, income protection, and mortgage cover.
Review liveNZ-owned life insurer (sale to Partners Group pending) covering life, trauma, income protection, and health.
Review liveLife, funeral, and income protection insurance with simple online applications.
Review liveLife, funeral, and accident insurance designed for over-50s New Zealanders.
Review liveLife, funeral, and income protection insurance from a Kiwi-focused provider.
Review livePet-only insurer offering accident, classic, and deluxe plans with 0% co-payment options.
Review liveFormerly Petplan NZ. Covers dogs, cats, horses, birds, reptiles, and small mammals.
Review live100% NZ-owned pet insurer covering dogs, cats, rabbits, and horses.
Review livePet insurance supporting the SPCA. Three cover levels for dogs and cats.
Review liveOnline business insurance platform comparing quotes from multiple underwriters.
Review liveNZ-owned specialist covering cyber, liability, professional indemnity, and travel.
Review liveNZ's specialist event and wedding insurance underwriting agency.
Review liveSpecialist boat and marine insurance underwritten by Vero.
Review liveSpecialist marine insurer covering 45,000+ vessel owners across Australasia.
Review liveInsurance products offered through ANZ Bank NZ, underwritten by various partners.
Review liveHome, contents, car, and travel insurance available to ASB banking customers.
Review liveInsurance bundled with BNZ banking, covering home, contents, car, and life.
Review liveHome, contents, and car insurance available through Kiwibank.
Review liveCar, home, contents, and travel insurance through Westpac NZ.
Review liveLife cover up to $250,000 for New Zealanders aged 40 to 80, with no medicals.
Review liveGuaranteed acceptance funeral cover up to $30,000 for New Zealanders aged 50 to 80.
Review liveLife cover from $100,000 to $1.5 million for New Zealanders aged 18 to 70, with no medicals.
Review liveDealer-sold mechanical breakdown, vehicle, GAP and loan protection cover underwritten by Quest Insurance.
Review liveNZ licensed insurer behind dealer-sold MBI, vehicle, GAP and loan protection cover, including Janssen policies.
Review liveNZ licensed insurer selling dealer-only mechanical breakdown cover and direct car insurance. 4.6/5 from 503 Google reviews.
Review liveOnline travel insurance underwritten by HDI Global Specialty SE, with three Canstar 2025 awards.
Review liveTravel Insurance NZ, underwritten by HDI Global Specialty SE, with cover for all ages.
Review liveOnline travel insurance since 2003, underwritten by HDI Global Specialty SE, with two Canstar 2025 awards.
Review liveAllianz Travel Insurance (formerly Worldcare), underwritten by Mitsui Sumitomo and open to travellers of all ages.
Review liveZurich-underwritten travel insurance with unlimited overseas medical on every international plan.
Review liveAdventure-focused travel insurance for NZ residents aged 69 or under, which can be bought while overseas.
Disclaimer: Reviews on this page are for informational purposes only and do not constitute financial advice. Ratings and information may change; verify details directly with each insurer.
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